Your health insurance experts in the Carolinas since 1999!

The tax penalty for not having qualified
(a.k.a. "Marketplace" or "Obamacare") health insurance 
GOES AWAY in 2019!
This has opened up some excellent, less expensive alternatives for health coverage that
can be particularly helpful to those not eligible for subsidy.
 

IMPORTANT
ANNUAL ENROLLMENT PERIOD (AEP)
DATES!


UNDER-AGE-65 PLAN
The Annual Enrollment Period (AEP)
for under-age-65
Affordable Care Act plans 
is
VERY SHORT.

November 1 - December 15th 

The ONLY effective date is January 1. 
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MEDICARE AEP

(Medicare Advantage & Part D plans)
October 15th - December 7th

Effective Date: January 1st

 
If you're eligible for a 2019 Special Enrollment...
Does your income fall below the amount in the chart below for your household size? 
If so, you're probably eligible for reduced premiums on 2019 health plans! 

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                     Contact us today to get all the facts you need to make an informed decision.


Individual/Family Health plans | Medicare plans | 
Short-term medical | Dental plans

 
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