In order to meet the requirements of the Affordable Care Act, all individual (also called "private") health insurance plans must offer the same set of ten essential health benefits. These are services all plans must cover.

The essential health benefits include at least the following items and services:
  • Ambulatory patient services (outpatient care you get without being admitted to a hospital)
  • Emergency servicesHospitalization (such as surgery)
  • Maternity and newborn care (care before and after your...

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