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Showing Tag: "hsa" (Show all posts)

Do your health insurance premiums make sense?

Posted by Sharon Nuttall on Tuesday, January 12, 2010, In : Premiums 
Everybody complains about them but most don't do anything about them. I'm talking about health insurance premiums.

When was the last time you ran the numbers to see if what you're paying makes sense for your situation?

If you're dealing with major illness and have been in and out of the hospital and are receiving ongoing treatments, by all means, stay with what you have. You're most likely getting WAY more than your money's worth! (Which brings me to a question for a whole other day: why do p...
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HSA Health Plan = Different Way of Practicing Medicine?

Posted by Sharon Nuttall on Friday, January 8, 2010, In : HSAs 
Bill and I (and many of my clients) have an HSA-qualified high deductible health plan. The premiums are wonderfully low, but of course we had to give up a few things to get those low premiums - like office visit and prescription drug copays. We have found it an excellent trade-off. (And, by the way, we do have full coverage for our annual physicals.)

What hadn't occurred to me was how differently doctors tend to practice medicine when there aren't any copays. A key part of this has been that...
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