I've seen so many people online searching for alternatives to ACA ("Obamacare") plans. I TOTALLY get why people are looking for less expensive options, as ACA premiums have certainly gone beyond anything I could have dreamed when the law first went into effect in 2014.

But having spent close to 20 years in this business, I've seen enough to know that most people find health insurance plans pretty darned confusing. Then throw in a bunch of "alternatives," and I'm concerned about the potential f...

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