A short-term, or temporary, health plan might be just what the doctor ordered for some situations. If you'll have a coverage gap of of just a few month until other coverage (employer-sponsored, Medicare or an individual health plan) is set to begin, it can be the perfect filler.

I usually don't recommend that short-term coverage be used in place of a regular major medical plans because of its limitations. Pre-existing conditions and annual physicals are not covered. However, in those situations where major medical coverage is either unobtainable or unaffordable, short-term health plans are certainly far better than going uninsured.

If you think you might be a good candidate for short-term coverage, why not run a quick quote and complete the very short application to see if it would be a good option for you. The link below will take you directly to the website for Assurant short-term health insurance:

http://stmdirector.eassuranthealth.com/STMConsumer/Default.aspx?linkid=C2A17D4984DC451C

If you have any questions about it, please feel free to call me at 704-366-4977 or email me at sharon@ehealthinsurancesolutions.com.