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Browsing Archive: October, 2015

Who should shop (or re-shop) for health insurance during the AEP?

Posted by Sharon Nuttall on Tuesday, October 27, 2015, In : Annual Enrollment Period 
As I write this, we are moving very close to the opening day for shopping for 2016 health plans. The Annual Enrollment Period runs from November 1st through January 31st. This is the third AEP under the Affordable Care Act (ACA or "Obamacare"). Let's take a look at who can benefit from this opportunity to comparison-shop among plans.

They include those who are:
  • Currently without health insurance, including those who have short-term (also called 'temporary') insurance, since those do not meet th...

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Small Biz Owners - Are Your "Benefits" Actually Costing Employees More?

Posted by Sharon Nuttall on Wednesday, October 7, 2015, In : Group Health Insurance 
In another perplexing conundrum of the Affordable Care Act (ACA), health insurance benefits offered to employees and their families may well actually be costing the employees MORE!

How could that be? Here's how:

The ACA states that if a person has access to health insurance, whether through an employer plan (even as the spouse or child) or a government program such as CHIP or Medicaid or whatever, they are NOT eligible for any subsidy to reduce premium costs on an individual plan - even if thei...

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