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Browsing Archive: August, 2015

Falling through the ACA's cracks - one couple's story.

Posted by Sharon Nuttall on Wednesday, August 26, 2015,
Any law has the possibility (probability?) of creating situations that demonstrate the Law of Unintended Consequences.

Unfortunately, to no one's surprise, the Affordable Care Act is no different. Sometimes the resulting gaps leave agents scratching our heads trying to come up with viable work-arounds.

Let’s look at a situation that cropped up recently for one prospective client and her husband that demonstrates this. It is a perfect example of the Catch-22 created by the collision of two l...
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The Pink Slip Cometh - What to do about health insurance when you lose your job

Posted by Sharon Nuttall on Tuesday, August 18, 2015, In : COBRA 
No one is ever ready for the day the pink slip arrives. No one. Ever.

No matter how much the handwriting’s been on the wall. Not even if you hate the #@& job and are actually relieved.

I could write a whole post on how to handle a job loss, but there are many far more qualified than I to talk about that, and there’s certainly a ton of information online.

But one aspect I am uniquely qualified to address is the health insurance one.  And this is one decision I urge you NOT to make too hastily...
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Medicare: An Agent's Story - Part 2. Choosing prescription coverage.

Posted by Sharon Nuttall on Wednesday, August 5, 2015, In : Medicare 
Choosing prescription drug coverage (which is separate from what they call "original" Medicare - Parts A and B) was pretty simple for me, since I take two generally inexpensive generics. However, just to be sure, I decided to do my due diligence.

Thankfully, "due diligence" is made simple by the good folks at CMS (Center for Medicare & Medicaid Services), thanks to their Part D plan finder online.

A bit of an aside at this point: You may be wondering why in the world Medicare has all these "pa...
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