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Browsing Archive: April, 2014

The 10 Essential Health Benefits under the ACA

Posted by Sharon Nuttall on Wednesday, April 23, 2014, In : Affordable Care Act 
In order to meet the requirements of the Affordable Care Act, all individual (also called "private") health insurance plans must offer the same set of ten essential health benefits. These are services all plans must cover.

The essential health benefits include at least the following items and services:
  • Ambulatory patient services (outpatient care you get without being admitted to a hospital)
  • Emergency servicesHospitalization (such as surgery)
  • Maternity and newborn care (care before and after your...

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What is a "qualifying life event" and why is it important?

Posted by Sharon Nuttall on Tuesday, April 22, 2014, In : Affordable Care Act 
When I've explained to people that under the Affordable Care Act there will be ONE annual enrollment period for buying or changing individual health insurance, many think that the rest of the year I'll be sitting with my feet propped up on the desk popping bon-bons.

Uh, no. Even if I were so inclined, that's not gonna happen! I will be busy helping people get health insurance all year round because of a phenomenon known as Life Happens. And when "life happens," it often creates eligibility...

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